My Decision-Making Plan for Personal Finance Apply what you have learned about money and financial literacy including at least three concepts from your reading to: Create a 20-year plan for future success to include specific information on where and how you save and spend (based on learning in this unit). Discuss how financial goals relate to your personal motivation. Your submission should be two to three pages in length, and should include your textbook and at least one source from the Online Library as a reference. APA formatting is required; please reach out to the Writing Center in advance if you need help with matters of academic composition.